Have a question about the payday loan process? PayCheckATM can help you solve that! Read on for the answers to a few of the most frequently asked questions:
A payday loan is a short-term loan option that provides you with fast cash from $100 to $1,200. This type of short-term loan is a great way to cover the cost of any bills or unexpected expenses that emerge in between paychecks. A payday loan allows you to get the money you need prior to your actual paycheck arriving, allowing you to pay the loan back once you do get paid. For more on the specifics of a payday loan, a loan representative at the location nearest you can further assist you with even more details.
Not much! All you need to be approved for a payday loan is:
Blank check from an active checking account
Most current pay stub
Be 18 years of age or older
A driver's license or valid photo I.D.
You can view all of the specifies of your payday loan term and fees within your loan agreement. Additionally, a loan representative will be more than happy to go over terms and fees with you prior to you signing the loan agreement.
Payday loan terms and frequency might vary. For more details, please check in with a helpful service representative at the most convenient location for you.
Yes, in order to qualify for a payday loan, you must be able to show proof of an active checking account.
PayCheckATM is committed to helping you find a competitive payday loan in a timely manner. PayCheckATM’s has vast network of friendly licensed vendors who will be there to help you through every step of the process, answering any questions you might have and getting you the cash you need fast.
Once you have filled out the Online Form, a service specialist will reach out and help you find a licensed vendor location nearest to you.
PayCheckATM’s licensed vendors offer payday loans from $100 to $1,200.
While applying in store is a quick and convenient option, you can get a head start on the payday loan process by filling out the easy online form located on PayCheckATM’s website. This simple form only takes a few minutes to fill out, which speeds up the payday loan process. This way you can have all the details necessary whenever you go to the location of your choice.
If you do not pay your loan in full on the due date, your check may be presented for payment or, if applicable, funds may be deducted by electronic transfer from your bank account if you executed the optional electronic fund transfer authorization on your loan agreement. Renewals and extensions are governed by applicable State regulations and may not be permitted in all States. Read your loan agreement for exact terms and conditions.
PayCheckATM's loan representatives are highly trained to work with you on payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.
Yes! Your credit history doesn't matter. Discharged bankruptcy, charge offs, bounced checks, and other credit issues don't affect your ability to get a payday loan.
As little as 30 minutes! You can get the cash you need on the same day, when you visit any of our convenient locations.
You can get started by submitting the online form with your basic information. Then you will be contacted by a friendly representative who will further explain the application process. Applications will be taken in person at the store location.
After your payday loan application is approved at the location of your choice, you immediately get the cash you need.
PayCheckATM offers payday loans as an easy way to get more cash with more time to pay it back. Get $100 - $1,200 in-store with convenient monthly payments.